Personal Checking Accounts
We offer a variety of personal checking accounts so you can manage your money in a way that fits your needs and lifestyle. If you don’t know which one is right for you, or would like more information, contact us today. Our friendly banking staff is ready to help.
Regular Checking
Benefits
Choose from convenient, free monthly e-statements or paper statements. Manage your account any time online, through our mobile app, or by telephone. Overdraft protection is also available for this account.
Terms & Conditions
- The monthly service fee is waived when the balance is $500 or more every day during the statement cycle.
- A $5.00 dormant account fee will be charged each statement cycle if you have made no deposits or withdrawals to the account for 365 days and the balance is $500.00 or less.
- Statements are provided monthly.
- $12 annual debit card fee
- With mobile banking, fees from your mobile or data carrier may apply.
- Optional overdraft protection. See the Overdraft Privilege Disclosure for terms and limitations.
- Additional services may incur service fees.
Interest Checking
Benefits
Gain the convenience of a checking account while earning interest on your balance. Choose from convenient, free monthly e-statements or paper statements. Manage your account any time online, through our mobile app, or by telephone.
Terms & Conditions
- The monthly service fee is waived when the balance is $1000 or more every day during the statement cycle.
- A $5.00 dormant account fee will be charged each statement cycle if you have made no deposits or withdrawals to the account for 365 days and the balance is $500.00 or less.
- The interest rate is a variable rate and we may change the interest rate on your account at anytime.
- Interest is compounded monthly using the Average Daily Balance method.
- The Average Daily Balance method applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period used is the monthly statement cycle.
- Statements are provided monthly.
- $12 annual debit card fee
- With mobile banking, fees from your mobile or data carrier may apply.
- Additional services may incur service fees.
Golden 55 Checking
Benefits
Customers age 55 and over can enjoy their golden years with this interest bearing checking account. Choose from convenient, free monthly e-statements or paper statements. Manage your account any time online, through our mobile app, or by telephone. Additional benefits include free cashier’s checks and overdraft protection.
Terms & Conditions
- Accountholder(s) must be 55 or older.
- Statements are provided monthly.
- Must maintain a minimum balance of $500.00 in the account each day to obtain the disclosed Annual Percentage Yield.
- The interest rate is a variable rate and we may change the interest rate on your account at anytime.
- Interest is compounded monthly using the Daily Balance method which applies a daily periodic rate to the principal in the account each day.
- $12 annual debit card fee
- A $5.00 dormant account fee will be charged each statement cycle if you have made no deposits or withdrawals to the account for 365 days and the balance is $500.00 or less.
- With mobile banking, fees from your mobile or data carrier may apply.
- This account offers overdraft protection. See the Overdraft Privilege Disclosure for terms and limitations.
- Additional services may incur service fees.
