Investment Accounts
Earn interest faster with an investment account from Citizens Bank. An investment account will help you plan ahead and be prepared for the long term.
Access Plus - Money Market Deposit Account
To Open
Monthly Fees
E-Statements
Earns Interest
Online Bill Pay
Show Details
Benefits
Maximize your earnings with this account’s tiered interest rates, earning more interest with larger balances.
Terms & Conditions
- The monthly service fee is waived when the average monthly balance is $2,500 or more.
- Statements are provided monthly.
- The interest rate is a variable rate and we may change the interest rate on your account at anytime.
- A $5.00 dormant account fee will be charged each statement cycle if you have made no deposits or withdrawals to the account for 365 days or the balance is $500.00 or less.
- Limited to 6 withdrawals or transfers per statement cycle.
- Limited withdrawals or transfers include transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card, or similar order to a third party during any statement cycle.
- Interest is compounded monthly using the average daily balance.
- The Average Daily Balance method applies a periodic rate to the average daily balance in the account for the period. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period used is the monthly statement cycle.
- Additional services may incur service fees.
