Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Citizens Bank offers personal checking accounts with a variety of features so you can have an account that complements your lifestyle. No matter which account you choose, you will gain the freedom to do more with your money because every personal checking account from Citizens Bank offers these FREE benefits:
[1] $10,000 Accidental Death and Dismemberment Insurance Coverage is provided at no additional charge. Total coverage splits evenly among all authorized signers as indicated on the account opening signature cards. Insurance products are not deposits, not FDIC Insured, not insured by any federal government agency, not guaranteed by the bank.
[2] Competitive information was obtained directly from vendors or their websites during the week of 10/16/23. Some vendors may have introductory offers or additional ways to waive the monthly service fee.
[3] Other fees such as non-sufficient funds, overdraft, etc. may apply. See fee schedule for details.
[4] Minimum opening deposit is only $50. Ask us for details.
[5] Bank rules and regulations apply.
[6] Offer good on personal accounts only; ask us about our outstanding options for your business or organization.
[7] Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening.
[8] Up to $10 for debit cards and unused checks from another financial institution given at the time the checks/debit cards are presented.
[9] A service charge of $6.95 will be charged to this account each statement cycle regardless of the balance in the account for the benefits listed
[10] A Premature Account Closing Fee of $15 will be applied to this account if it is closed within the first 90 days of account opening.
[11] The interest rate and annual percentage yield for your account depend upon the applicable rate tier. The interest rate and annual percentage yield for these tiers may change.
[12] At our discretion, we may change the interest rate on your account at any time.
[13] A service charge of $6.95 will be imposed every statement cycle if the balance in the account falls below $1,000 any day of the statement cycle.
[14] You must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield.
[15] If you close your account before interest is credited, you will receive the accrued interest.
[16] The Interest Rate and Annual Percentage Yield on this account depends on the balance in the account.
[17] At least one account owner must be 50 years old or better to open and maintain this account.
